We are in-network with just about all PPO plans, and we check your eligibility for free before your first visit. The dental insurance Marina del Rey patients bring us is verified in advance, so nobody finds out what they owe in the chair.
Many of our patients rely on insurance to help cover annual preventive visits and the more involved treatment that occasionally follows. As a patient-friendly practice, we are in-network with just about all PPO plans, and we accept most dental insurance plans generally.
Here is a partial list of the PPO plans we are in-network with: Aetna, Ameritas, Anthem Blue Cross, Assurant, Blue Cross, Blue Cross/Blue Shield, Blue Shield, Cigna, Connection Dental, Delta Dental, First Dental Health, Guardian, Humana, MetLife, Principal, United Concordia PPO, United Healthcare and UFCW. If you do not see your plan on that list, just ask. It is a partial list, not a closed one.
We file claims on your behalf, and we tell you what your share is expected to be before anything is scheduled. If you have no coverage at all, keep reading: the free initial consultation applies to you exactly the same way.
Six terms account for most of the confusion. None of them are complicated once someone spells them out.
You choose your dentist, and you pay less when that dentist is in-network. These are the plans we are in-network with, and the most common kind we see.
Lower premiums in exchange for a fixed network and an assigned dentist. Care outside that network is generally not covered at all, so the network matters more than the price.
The traditional model. You can see any dentist, the plan pays a share of the fee, and you often pay the office and claim back rather than the other way around.
Not insurance at all. You pay a membership fee for reduced rates at participating offices. There is no insurer paying a claim, which changes how the math works.
The amount you pay yourself before the plan starts contributing in a benefit year. Preventive visits are often exempt from it, which surprises people.
The ceiling on what the plan will pay in one benefit year. Anything above it is yours, and unused benefit usually does not roll into next year.
You do not have to decode your own policy. Every dental insurance Marina del Rey plan sent to us is read by a person here, not a form, before you commit to anything.
Call the office or use the contact page with your insurer, your plan name and your member ID. That is all we need to start.
We confirm the plan is active, whether we are in-network for it, what your deductible and remaining annual maximum look like, and whether any waiting periods apply.
You hear what is covered, what is not, and what your expected share is, before an appointment is made. For larger treatment we can submit a pre-treatment estimate to the insurer first.
Bring the card, bring the questions. Here is what to have with you and where to find us.
Send your plan details ahead of the appointment rather than at the front desk. Verification takes a little time, and doing it in advance is what lets us hand you a number on the day instead of a promise to follow up.
Most of the dental insurance Marina del Rey residents hold sorts treatment into three buckets and covers each at a different rate. Preventive is exams, cleanings and X-rays, and it is normally the most generously covered category, because insurers would rather pay for a cleaning than a crown. Basic covers fillings, simple extractions and similar straightforward work. Major covers crowns, bridges, dentures and the larger reconstructive treatment.
Implants are the category that catches people out. Many plans handle the surgical placement differently from the crown that sits on top of it, so a single treatment can straddle two lines of your policy or fall partly outside it. That is not a reason to avoid the treatment, it is a reason to have someone check the wording before you start. We do that for free.
Rates, waiting periods and exclusions vary from one policy to the next, which is why we will not quote you a percentage on a web page. For a neutral, non-commercial explanation of how dental benefits are structured, the American Dental Association is a good starting point.
No dental insurance? You can still get the care you need. Every new patient starts with a free consultation, costs are quoted before anything is booked, and flexible payment and financing options are available for patients without coverage.
Certain treatments generate almost all the dental insurance Marina del Rey questions we get. Each of these pages explains what the treatment involves, and we will check your specific plan against it before you decide anything.
Most questions land on dental implants, crowns, root canal treatment, ceramic inlays and orthodontic benefits for clear aligners, which sit in a separate category on many policies. Routine general dentistry is usually the simplest of the lot.
Twice voted the Westside’s best dental office by readers of The Argonaut, and rated 4.4 across 114 public reviews, this practice has been open since 1997 and is led by Dr. Marjaneh Moghimi, DDS (USC), with implant residency training from UCLA.
Probably. We are in-network with just about all PPO plans and accept most dental insurance generally. The list on this page is partial, so if your insurer is not on it, send us the details and we will confirm rather than guess.
It does, and you do not need to be a patient yet. We check the dental insurance Marina del Rey residents send us before a first visit is booked, precisely so nobody sits down without knowing where they stand.
Not with the plans we are in-network with. We file the claim on your behalf and bill you for your share. Some indemnity and out-of-network arrangements do work on a reimbursement basis, and we will tell you if yours is one.
We will show you that before you start. Where the clinical situation allows, treatment can sometimes be staged across two benefit years so more of it falls inside coverage. Where it cannot, we say so and quote the difference honestly.
Because many policies treat the surgical placement and the restoration as separate items, and some exclude one while covering the other. It is one of the most common surprises in dentistry, which is why we read the policy wording first.
Your insurance card, photo ID, a list of any medications you take, and any X-rays or records from a previous dentist. Send the plan details ahead of time if you can, so the verification is already done when you arrive and the appointment can be spent on your teeth instead of your paperwork.
Send us your details and we will check your dental insurance Marina del Rey coverage for free before your first visit, so there are no surprises. No insurance is not a problem either: your initial consultation is free regardless.
